For online stores · Canada

Connect your online store to payment processing that fits

Selling online means your checkout has to just work. Your Commerce Connection links Canadian e-commerce merchants with Concept Payments, a Toronto payments company that helps online businesses accept card payments through a secure payment gateway, at competitive rates.

No obligation to enquire. Applications are subject to review and approval.

Why connect your store with Concept Payments

The goal is simple: a checkout your customers trust, fees you understand, and someone to call when you have a question.

An online checkout you can rely on

Accept major credit and debit cards on your website and for phone orders, with transactions handled through a secure payment gateway.

Competitive rates, explained plainly

Get a clear explanation of what you would pay, and how it compares with your current setup, before you decide anything.

Fraud screening built in

Online sales carry card-not-present risk. Risk management and fraud screening tools help you keep an eye on suspicious orders.

Reporting you can actually use

Transaction management, payout management and customized reporting help you reconcile sales with what lands in your account.

Ready to review your online checkout?

Start a no-obligation conversation with Concept Payments.

Connect with Concept Payments

How it works

Three steps, and you decide at each one whether to go ahead.

  1. Tell Concept Payments about your storeClick through and share a few details: what you sell, the platform you use and how you take payments today.
  2. Talk through your optionsThe Concept Payments team explains gateway options, pricing and how the setup would work with your store.
  3. Apply and connectIf it’s a good fit, complete the merchant application. Once approved, you connect your checkout and start accepting payments.

Frequently asked questions

Will this lower my processing fees?

It depends on your business, your card mix and what you pay today, so nobody can honestly promise savings in advance. Concept Payments offers competitive rates and will explain its pricing clearly so you can compare it with your current provider.

Does it work with my e-commerce platform?

Tell Concept Payments which platform or shopping cart you use when you enquire. They’ll let you know how their payment gateway can connect with it and what setup is involved.

Who is Concept Payments?

Concept Payments Corp. is a privately held Canadian payments company headquartered in Toronto. It helps merchants accept card and electronic payments online, in store and over the phone.

Is approval guaranteed?

No. Every merchant application is reviewed by Concept Payments and its processing partners, and approval depends on that review.

Is this for Canadian businesses?

Yes, primarily. Concept Payments is based in Toronto and works with merchants across Canada, and pricing is discussed in Canadian dollars. If you’re outside Canada, ask whether they can support your business.

Why does this site link to Concept Payments?

Your Commerce Connection is an affiliate (referral) site for Concept Payments Corp. If you apply or sign up through our links, we may receive a referral fee. We only refer to Concept Payments, so this isn’t an independent comparison site.

Connect your store with a payments partner that explains things clearly

Take the first step: tell Concept Payments about your online business and see what they can offer. There’s no obligation.

Get connected with Concept Payments

You’ll continue to the Concept Payments website. This is an affiliate link; see the disclosure below.